Considered writing, on the questions clients raise.
Notes from the practice. Slow, careful, and intended to be useful. Filed by topic so the right piece is easy to find.
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Slow notes, intended to be useful.
- 22 April 2026
Investment · 5 min read
The quiet advantage of doing less with investments
Most investment underperformance is self-inflicted. Why discipline, not activity, is the trait that separates good portfolios from busy ones.
- 8 April 2026
Retirement · 6 min read
Designing an income for thirty years
Retirement income is rarely a single number. It is a profile that flexes across active, steadier, and later years. Why the shape matters more than the headline rate.
- 30 March 2026
Tax · 5 min read
The allowances most people leave on the table
Tax allowances are not loopholes. They are the design of the system. A short tour of the ones we see go unused, year after year.
- 15 March 2026
Estate Planning · 4 min read
Writing a letter of wishes that actually helps
A will tells trustees what to do. A letter of wishes tells them why. A short note on what to write, and the questions it should answer.
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